Julie Gross Lenthe

Direct Loans

Direct loans will be awarded to students who submit a FAFSA as part of their financial aid package. You may see two Direct loans. One is a subsidized loan, meaning the government is paying the interest while the student attends college at least half time, until they graduate. The subsidized loan will be $3,500 the freshman […]

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Reasons to Submit Your FAFSA

The FAFSA will be required by every college when applying for financial aid. Many colleges will require the FAFSA to be submitted in order for the student to be considered for merit-based scholarships. Fordham University, for example, requires the FAFSA and CSS Profile in order to be considered for any merit-based scholarships. If your family has a change

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Divorce and Financial Aid

Applying for college financial aid is undoubtedly stressful for families.  It can be even more stressful and confusing for divorced families.  I have listed some simple rules to help demystify the process. The FAFSA and CSS Profile must be completed using the custodial parent’s information only. The custodial parent, for sake of financial aid, is the parent that the

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Every student should be completing the FAFSA as they apply to college this fall. Creating an FSA ID is the very first step in this process.  FSA stands for Federal Student Aid and the ID you create will serve as your legal signature when completing the FAFSA, accepting Direct loans or applying for Parent PLUS loans.  The student and one parent

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Financial Aid and Divorce

Going through a divorce is tough, being divorced with kids is even tougher and being divorced with kids preparing for college can be brutal.  Understanding the basics will help quell some of these anxieties.   Keep in mind that all information provided on financial aid applications is kept separate and confidential.  At no time do

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Financial Aid and Early Decision

Early Decision is an application process which involves a binding contract.  Early decision is not to be confused with early action which is a non-binding application process. The term “binding” means that if the student is accepted through an early decision application, that student must attend that school as per the early decision contract and withdraw all other applications.  The student

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