At College Financial, for 30 years, we have been providing college financial aid consultation services to thousands of families across the U.S. We work with clients across the nation and take a hands-on approach.  We pride ourselves on unparalleled service. We’re with you every step of the way.  Each family’s finances have a different make-up, and therefore requires a unique approach. This is likely the biggest decision and opportunity a parent and child will embark on as a team. Partnering with a professional advisor will provide you an invaluable resource and deliver the confidence and knowledge you need when applying for financial aid.  Contact us to see if you qualify.

Our college financial aid consulting services consist of the following:

College Funding

While the equation for need based aid (Cost of Attendance (COA) – Family Contribution (EFC) = Need-based Aid) is fairly simple, it’s the methodology that public and private schools use to determine family contribution that is complex. We have a deep understanding of that methodology. We conduct an in-depth analysis of the parent’s and student’s income and assets and provide recommendations to present your situation in the most favorable light for receiving need-based financial aid, mostly coming in the form of grant dollars.


College Financial Consultants  will complete and submit both the FAFSA and CSS PROFILE online for you. We gather all necessary information in our initial meeting and take care of the rest.  Any institutional forms that cannot be submitted online will be completed by us manually. All schools require the FAFSA form, however there are several hundred schools that require the PROFILE as well. Visit our Resources Page to access the list.

College Planning and Admissions

We stay with you until the student chooses their school. We provide a timeline and keep you informed every step of the way to ensure you’re meeting all the necessary deadlines.

Based on our 30 years of experience, we help identify which schools from your list are the most generous in providing financial aid for their incoming students. We will help you understand your financial aid award letters and make sure you are getting what you are entitled to.

All the services above are included in our base consultation fee. To learn more please give us a call at 973-369-7272  or contact us via email .

Services/products we do not provide:

We do not complete the Business/Farm Supplement form, if required.  While we can provide you with the form, it must be completed by your accountant.  Please note that CFC cannot submit tax documents, such as tax returns, for you. Such documents must be submitted by the clients.

It is also important to note that we do not sell insurance or investment products. Our single objective is to secure need-based financial aid for you.