Services

We're with you every step of the way

At College Financial, for 30 years, we have been providing college financial aid consultation services to thousands of families across the U.S. We work with clients across the nation and take a hands-on approach.  We pride ourselves on unparalleled service. We’re with you every step of the way.  Each family’s finances have a different make-up, and therefore requires a unique approach. This is likely the biggest decision and opportunity a parent and child will embark on as a team. Partnering with a professional advisor will provide you an invaluable resource and deliver the confidence and knowledge you need when applying for financial aid.

Contact us to learn more.

Our college financial aid consulting services consist of the following:

College Funding

While the equation for need based aid (Cost of Attendance (COA) – Family Contribution (EFC) = Need-based Aid) is fairly simple, it’s the methodology that public and private schools use to determine family contribution that is complex. We have a deep understanding of that methodology. We conduct an in-depth analysis of the parent’s and student’s income and assets and provide recommendations to present your situation in the most favorable light for receiving need-based financial aid, mostly coming in the form of grant dollars.

FAFSA & CSS Profile Forms

College Financial Consultants will complete and submit both the FAFSA and CSS PROFILE online for you. We gather all necessary information in our initial meeting and take care of the rest. Any institutional forms that cannot be submitted online will be completed by us manually. All schools require the FAFSA form, however there are several hundred schools that require the PROFILE as well. Visit our Resources Page to access the list.

College Planning & Admissions

We stay with you until the student chooses their school. We provide a timeline and keep you informed every step of the way to ensure you’re meeting all the necessary deadlines. Not all colleges are created equal when it comes to generosity. CFC is very knowledgeable of which schools provide the most money for their students. We help students compose a well rounded list of schools which will prove to be the most generous in providing financial aid and scholarships. We will help you understand your financial aid award letters and make sure you are getting what you are entitled to. All the services above are included in our consultation fee. To learn more please give us a call at 973-369-7272 or contact us via email

Loan Counseling

Many families rely on loans to cover the gap between awarded financial aid and scholarships and the total cost of attendance for college. We are well versed in the different types of loans available and can help you decide which loans are best suited for your family. We assist our clients with loan applications and provide the information needed to help make the process as smooth as possible.

Services/products we do not provide:

We do not complete the Business/Farm Supplement form, if required.  While we can provide you with the form, it must be completed by your accountant.  Please note that CFC cannot submit tax documents, such as tax returns, for you. Such documents must be submitted by the clients.

It is also important to note that we do not sell insurance or investment products. Our single objective is to secure need-based financial aid for you.

Contact us for more information

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Our Mission

College Financial is dedicated to helping every student attain what has now become a necessity in today’s society, rather than a luxury – a college education. Our goal is to provide families, through experience and deep understanding of the financial aid system, the opportunity to demystify the college financial aid application process to realize that objective.
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