ABCs of FSA IDs

  By Julie Gross Every student should be completing the FAFSA as they apply to college this fall. Creating an FSA ID is the very first step in this process.  FSA stands for Federal Student Aid and the ID you create will serve as your legal signature when completing the FAFSA, accepting Direct loans or […]

Direct Loans

By Julie Gross Students that submit a FAFSA will be awarded Direct loans as part of their financial aid package.  You may see two Direct loans. One is a subsidized loan, meaning there is no interest as long as the student attends college at least half-time, until they graduate. The subsidized loan will be $3,500 […]

Waitlisted, What To Do Now?

By Julie Gross Many of you have heard back from the schools your student has applied to and the response is that have been waitlisted because of a record number of applications.  What do you do now? Your student can email the admissions office and let them know that this school is still their top […]

Financial Aid and Divorce

Going through a divorce is tough, being divorced with kids is even tougher and being divorced with kids preparing for college can be brutal.  Understanding the basics will help quell some of these anxieties.   Keep in mind that all information provided on financial aid applications is kept separate and confidential.  At no time do […]

Financial Aid and Early Decision

By Julie Gross Early Decision is an application process which involves a binding contract.  Early decision is not to be confused with early action which is a non-binding application process. The term “binding” means that if the student is accepted through an early decision application, that student must withdraw all other applications and attend that school as per the […]

Ringing in 2018 with the top 18 tips for success!

By Julie Gross   1. Know how stressful the college process is for your student.  It starts early in 11th grade.  Be their support.  They really do not need more pressure from parents.   2. Use tools like Naviance to understand where your students might fall in a pool of applicants. This can help you […]

Are Public Colleges Really Free In New York?

This past weekend New York became the first state to make four year public colleges tuition free by approving the Excelsior Scholarship.  The Excelsior Scholarship will cover the cost of tuition at SUNY, CUNY and community colleges for New York residents and it will go into effect this fall.  While the cost of tuition will […]

Understand the FAFSA Changes

There have been some significant changes for our 2017 high school graduates.  Not only has the SAT has been overhauled, but the FAFSA will be available October 1 instead of January 1.  Additionally, the “prior, prior” year’s income will be collected instead of the current year as before.  This means that all students applying for […]

Who Should Be Applying For Financial Aid? EVERYONE

An excellent article was recently published in Forbes explaining the process behind admissions and the manner in which financial aid is distributed.  The research and findings in this article is something everyone should strongly consider when applying to colleges and for financial aid.  Showing the school your ability to pay for college may actually put […]