Are Public Colleges Really Free In New York?

This past weekend New York became the first state to make four year public colleges tuition free by approving the Excelsior Scholarship.  The Excelsior Scholarship will cover the cost of tuition at SUNY, CUNY and community colleges for New York residents and it will go into effect this fall.  While the cost of tuition will […]

Understand the FAFSA Changes

There have been some significant changes for our 2017 high school graduates.  Not only has the SAT has been overhauled, but the FAFSA will be available October 1 instead of January 1.  Additionally, the “prior, prior” year’s income will be collected instead of the current year as before.  This means that all students applying for […]

FAFSA News – FSA ID Replaces PIN

As of May 10, 2015, the U. S. Department of Education replaced the FAFSA PIN with the Federal Student Aid (FSA) ID. The new FSA ID will allow students and parents access to the FAFSA with a username and password rather than having to enter sensitive information such as name, date of birth and social […]

Important FAFSA Information

The FAFSA becomes available as of January 1, 2014.  All colleges will require this form for students applying for financial aid.  The process of applying for financial aid can seem daunting to most families.  A myriad of questions run through our minds like will this will hurt my chances for admission, am I answering everything […]

IRS Data Retrieval Tool

About now, you may be getting requests from your schools for you to update your FAFSA  using the IRS Data Retrieval Tool (IRS DRT).  They will ask you to log in to your 2013-14 FAFSA, go to the Financial Section and link directly to the IRS using your PIN.  This link should work as long […]

Financial Aid Glossary

In our efforts to simplify a very complicated system, we have compiled a short list of terms you will most definitely come across when preparing for your college years.  We hope this helps!   Academic Year: The year in which school is in session – usually September through May. Accrual Date: The date on which […]

My 2 Cents on College Night

This is the time of year when high school guidance counselors and representatives from various colleges meet with the parents of high school students preparing for college. They give tips about how to best conquer the application process and how to apply for financial aid.  Often, these representatives will advise against hiring a professional to […]

When Do I Begin the College Financial Aid Process?

The number one question we are asked by almost everyone is “when do we begin the financial aid process?”  Preferably, the process should begin when the student is in their junior year of high school.  Many families get hit with the reality of college in the senior year of high school and this is fine, […]

Divorce and College Financial Aid

Naturally, at least half of the families I work with are divorced and I find that this is where people tend to make the most mistakes. These are very costly and easily avoidable mistakes that can be extremely difficult to correct. There are two forms that need to be filled out when applying for financial […]